State pension age is changing – how to check when you can claim payment | Personal Finance | Finance

For people born after April 5, 1969, but before April 6, 1977, under the Pensions Act 2007, the state pension age was already 67.

State pension age review

Under the current law, the state pension age is due to increase again from 67 to 68 between the years 2044 and 2046. However, this timetable could soon be changed by the Government.

In December 2021, the Government launched the second periodic review of the state pension age, with a consultation document published in February 2022.

An independent report led by Baroness Neville-Rolfe, and a report from the Government Actuary’s Department are due to be published, followed by a final report setting out the Government’s proposals. According to the House of Commons library, the deadline for this is May 2023.

How to check your state pension forecast

People can find out the earliest age they can claim the state pension by using a helpful tool on the Government website.

The tool can help people check a number of key things, such as:

  • When they’ll reach state pension age
  • The Pension Credit qualifying age
  • When they’ll be eligible for free bus travel.

To use the service, people will need to prove their identity using Government Gateway. People can register for Government Gateway if they have not used it before.

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